Sunday, November 19, 2017

We Just Joined the 600K Club!!

A BIG "Thank You" to everyone that has supported, and continues to support and visit our blog...whether you have been with us from the beginning or you've just recently joined the journey, we would like to thank each and every one of you for your support.  

We started blogging about our frugal family's journey roughly 44 months ago, on March 15, 2014. Our blogging journey started out as a hobby and simply a way to keep on track of our progress. Flash forward 3 years and roughly 8 months later, I am thrilled to announce that because of each and every one of our readers, we just reached yet another milestone.  Within this past week, our blog crossed over the 600K mark! Although we have not been active for a few months, its humbling to see the page views have not completely stopped. And for that, we thank each and every one of your for your loyalty and support.    

It took approximately 15 months to reach our first milestone of 100,000 page visits to our blog. The second milestone of 200,000 page visits took 6 months and 28 days. The third milestone of 300,000 page visits, even with a 6-week hiatus last summer, took us 7 months. With newfound drive, we reach our fourth milestone of 400,00 page visits in just 4 months and 22 days. Continuing that incredible pace and traffic, it took us just 3 months and 17 days to reach our fifth milestone of 500,000 page visits!

And thanks to all of you, we recently reach yet another milestone! I'm happy and blessed to say that we reached the 600,000 page milestone this past week. This last milestone, with yet another hiatus this past summer, took us roughly 5 months and 20 days.
Since I am somewhat of a stats nerd, below are some additional stats behind our 500,000 visits.

Top Referring Sites
Google searches and internal cross links within our posts play a vital role in our blog traffic. But we also want to recognize and give special thanks to our twitter followers, as well as Captain DividendMy Dividend PipelinePassive Income Pursuitand Rockstar Finance for the traffic from your respective blogs. Lastly, although not present on the list above, I would like to also thank two other fellow blogger and friend, Roadmap2Retire for your continue support and mention of our Collection of Recent Buys and Collection of Stock Analyses.  

Also, thanks to all that have tweeted or re-tweeted our posts.  Our additional presence and our followers on Twitter continues to help get our blog grow. In case you would like to follow us on Twitter, we can be found under: @FrugalFamilyof4.  I'm proud to say that we currently have 1,773 followers on Twitter. That is 107 new followers since our last milestone post on May 20th.
Most Popular Page Visits

Our top three most popular page visits are: 1) Dividend Stocks Portfolio with 21,351 page views; 2) 2015 - Collection of Recent Buys with 13,536 page views; and 3) 2016 - Collection of Recent Buys with 11,537 page views. It is great to see that our readers are utilizing our free reference tools. 

Most Popular Posts
Our top three most popular posts are: 1) Stocks Added to Collection of Stock Analyses - December 2016 with 25,309 page views; 2) Stocks Added to Collection of Stock Analyses - November 2016 with 22,765 page views; and 3) P2P Accounts (Update) - August 2014 with 2,086 page views

Top Page Views By Countries
We are tremendously grateful that our blog has seemed to have a worldwide presence as evident by the chart above.  However, the top page views to our blog came from the following top four countries: 1) United States, with the largest presence at 396,775 page views; 2) Germany is now in second with 24,921 page views; 3) Russia fell from second to third with 24,391 page views; and 4) Canada rounds out the top for with 20,419 page views.  These top four countries has consistently remained our top readers but it appears that the United Arab Emirates and France is slowly gaining ground on the top four!

Its fun to look at the stats and maybe even create a little friendly competition with them.  But the reality is, near or far, first or tenth, we truly value each and every reader.  Thank you for visiting!! Our blog and posts received the page views they did because of you (our readers and fellow bloggers).  Thank you for reading and/or sharing our post with others. We truly appreciate each and every one of you for the support!

THANK YOU FOR HELPING US 

REACH YET ANOTHER HUGE MILESTONE!!

Thursday, November 16, 2017

OCTOBER 2017 - DIVIDENDS RECEIVED

Below is a recap of the dividends/partnership distributions that we received from our family's dividend stocks portfolio –  OCTOBER 2017 (recap).

DIVIDENDS

It's been a few months since we have reported our distributions but things are still progressing. During the past month, our family received dividends/partnership distributions from a total of 12 companies/ETFs/Partnerships!! The total monies received from those 12 companies/ETFs/Partnerships was: $301.32. How did you all do? Hopefully you all continue to see your dividends growth month after to month, year after year! 

Below is a breakdown of the dividends/partnership distributions received this past month:


WELLS FARGO INVESTMENT ACCOUNT:
10/02/17 - GPC (Genuine Parts Co): $3.38
10/12/17 - MLDZ (Mondelez Int'l Inc): $4.40
10/16/17 - WPC (W.P. Carey Inc): $6.03
10/16/17 - VER (Vereit Inc): $61.88
10/16/17 - OXY (Occidental Pete Corp): $30.80
10/16/17 - CAH (Cardinal Health Inc): $3.70
10/16/17 - ARI (Apollo Comm RE Finance Inc): $97.66

10/25/17 - ORCL (Oracle Corp): $2.09
10/25/17 - GE (General Electric Co): $8.40
10/27/17 - TD (Toronto Dominion Bank): $9.20
10/31/17 - BNS (Bank of Nova Scotia): $9.31


EDWARD JONES INVESTMENT ACCOUNT:
10/25/17 - CMCSA (Comcast Corp): $64.45

OVERALL DIVIDENDS TOTAL THIS MONTH: $301.32
In case you interested, our family's dividend stocks portfolio 
may be found by clicking on the link below:

Monday, November 6, 2017

AFFJ - Taking a break from blogging.


Hello Everyone. 

As you may have guessed, I've been missing in action the last few months. Although I enjoy blogging and interacting with everyone here in the DGI investing community, I came to the conclusion that the blog simply was not the side hustle I had hoped it would become. Yes, it brought me a little ad revenue from Google Adsense, but when compared to the time I was spending, it just simply did not make much sense to continue the efforts.  After all, time is money they say!

So for my new side hustle, I have been selling on Poshmark and eBay.  I've certainly have a lot to learn but can already see the huge potential.  In roughly 2 1/2 months, I'm already averaging at least twice the amount of money I had made blogging. And it took my over 3 years to achieve the monthly ad revenue I had received before I decided to take my second hiatus (I took my first hiatus last summer after 2 years of blogging).  As with everything, I understand that it takes a little bit of time, and some growing pains along the way, to become successful.  But unlike blogging, which took me at least 6 months before I saw a single penny, I have already begun to discover and experience some success from new side hustle .  I am currently spending about the same amount of time I had previously spent blogging and quite please with what I am getting in return for my time spent.   

As for investing, I still invest in dividend stocks and still do plan to use dividends to help supplement my retirement (in about 9 1/2 years and counting). In fact, I've found myself trading more actively now than I was when I blogging.  Last month, I logged a total of 14 transactions (6 sells, and 8 buys). And in September, I logged a total of 8 transactions (4 sells and 4 buys). I know many here in the DGI community rarely sell, but with the market at near record highs, I wanted to tak some profits of the table and use the money to purchase a few stocks that I felt were good value buys. To name just a few, I have recently purchased GIS, ENB, CAH, and GE.

As for Peer-to-Peer lending, I am slowly exiting P2P.  As payment come in from both my Lending Club and Prosper accounts, I am moving that money each month into my dividend stocks account whereby I plan to invest that money and continue to grow my dividend income stream. 

As for blogging, I still come on and browse around to see what everyone is doing once in awhile. I do miss interacting with everyone. But the bulk of my time is currently spent towards growing the inventory and monthly profits from my new side hustle.  I still plan to share updates on our frugal family's journey from time to time. So for now, it is not a good bye, but a see you when I see you.

Until next time, Happy Investing...Keep growing those dividends!!

AFFJ



Sunday, July 9, 2017

Collection of RECENT BUYS (June 2017 Summary)

Since our family began investing in dividend stocks approximately two and a half years ago, I've been keeping a personal log of what other dividend bloggers and dividend investors are buying. The collection essentially highlights the Recent Buys that I discover throughout the dividend blog community. Its nice to see what others are buying, if for nothing more to get some ideas.  

This collection started out as my own personal data sheet but I have since decided to share it with the DGI community.  I am glad I did because, as evident in our recent post (We Just Joined the 500K club), it has been once of the more popular pages on our blog!! We hope it everyone continues to use our Collection of Recent Buys and it remains a great resource for all. It can be a lot of work to maintain but we remain committed and will do our best to keep this list up to date. 


Please feel free to bookmark or share the page: 


AND NOW FOR THE SUMMARY OF
WHAT EVERYONE HAS BEEN BUYING THIS PAST MONTH

We are not sure if DGI investors in our blogging community have stopped posting their buys, or if the buying activity simply saw a significant slow down, but we were only able to find and log a total of 36 buys throughout the DGI community.   

Below is a chart and corresponding table that identifies those companies that were purchased at least two times this past month: 
To summarize the past month, out of a total of 36 buys found around the DGI community (with a minimum total of $300), a total of 29 companies were purchased with a total of 5 companies that were bought more than once. From the buys collected,  DGI investors picked up a stock not purchased by others 80.5% of the time. We definitely like to see the diversity in purchases made throughout the DGI investing community.  The wide range of stocks bought shows independent analysis and strategies among investors and indirectly introduces new stocks to those whom are looking for ideas.   
For the month of June, General Mills Inc (GIS) lead the charge as the most popular stocks among DGI investors for the second consecutive month. GIS was purchased by 4 different investors throughout the DGI community. 
The second most popular stock this past month was Realty Income Corp (O) which was purchased by 3 different investors throughout the DGI community.  
Rounding up the third was a 3-way tie between Cisco Systems Inc (CSCO), The Kroger Co (KR), and Target Corporation (TGT)All three companies were purchased by 2 different investors throughout the DGI community. 


Data used for this SUMMARY is from our 


What have you been buying?  Please feel free to share in the comments or send me a link to your Recent Buy post in case I happened to have missed it.

If you have a chance, make sure you also take a look at my COLLECTION OF STOCK ANALYSES!! As with my collection of recent buys, my goal is to make this collection also become a centralized source for everyone. It could become a place where one can get ideas on what to invest in next, to establish a desired stock purchase price, or simply to see what your favorite blogger is buying.  Whatever your reason, my hope is that this collection proves to be a great reference tool and helps provide you that little extra advantage that you are looking for in order to succeed with your investing.

Sunday, July 2, 2017

JUNE 2017 - DIVIDENDS RECEIVED


Below is a recap of the dividends/partnership distributions that we received from our family's dividend stocks portfolio –  JUNE 2017 (recap).

DIVIDENDS

During the past month, our family received dividends/partnership distributions from a total of 26 companies/ETFs/Partnerships!! The total monies received from those 26 companies/ETFs/Partnerships was: $283.90

Below is a breakdown of the dividends/partnership distributions received this past month:


WELLS FARGO INVESTMENT ACCOUNT:
6/01/17 - WFC (Wells Fargo & Co): $7.60
6/01/17 - ENB (Enbridge Inc): $13.15
6/01/17 - AFL (Aflac Inc): $3.87
6/05/17 - WMT (Wal-mart Stores Inc): $20.91
6/07/17 - UL (Unilever Plc): $4.53
6/09/17 - XOM (Exxon Mobil Corp): $8.47
6/09/17 - EXC (Exelon Corp): $19.63

6/09/17 - EMR (Emerson Electric Co): $16.80
6/12/17 - MMM (3M Co): $3.53
6/12/17 - TGT (Target Corp): $10.80
6/12/17 - IBM (Int'l Business Machine Corp): $9.00
6/12/17 - CVX (Chevron Corp): $19.44
6/13/17 - JNJ (Johnson & Johnson): $3.36
6/15/17 - NOK (Nokia Corp): $14.24
6/15/17 - IP (Int'l Paper Co): $4.63
6/16/17 - ESV (Ensco Plc): $3.31
6/19/17 - VFC (VF Corp): $6.30
6/23/17 - FLO (Flower Foods Inc): $5.61
6/26/17 - RDS.B (Royal Dutch Shell Plc): $21.62
6/28/17 - EDIV (SPDR Emerging Markets ETF): $24.11
6/29/17 - TROW (T Rowe Price Group Inc): $4.56
6/29/17 - GILD (Gilead Sciences Inc): $7.80
6/30/17 - VTR (Ventas Inc): $4.65
6/30/17 - UNP (Union Pacific Corp): $12.71
6/30/17 - NOV (National Oilwell Varco Inc): $2.25
6/30/17 - FTR (Frontier Communications Inc): $31.02

EDWARD JONES INVESTMENT ACCOUNT:
N/A

OVERALL DIVIDENDS TOTAL THIS MONTH: $283.90
In case you interested, our family's dividend stocks portfolio 
may be found by clicking on the link below:

Sunday, June 25, 2017

Stocks Added to Collection of Stock Analyses - June 2017

For those who are not yet familiar with our extensive collection of individual dividend stocks. The entire collection is currently comprised of 1,412 stock analyses (and still growing). The collection essentially provides links to various stock analyses that we found throughout the dividend blog community since 2013. Last year we added a total of 445 stock analyses to the collection. If you would like to view archives from previous years, please follow the respective links provided at the end of this post. 

2017
This is the fifth year of since we began collecting various stock analyses throughout the DGI blogging community.  We will be first to admit that we haven't been adding new stock analyses to the collection this year but we remain committed to keep this collection going and will continue to add new analyses from around the dividend stock investing community.  To date, our 2017 Collection is comprised of 123 stock analyses. We need to pick up the pace if we want to finish anywhere near last year's total. 

Thank you everyone for making this resource a success! 
     
June 2017:
Below is a list of newly added stocks analyses that were recently added to our 2017 Collection of Stock Analyses:


B & G Foods (BGS)
Simply Safe Dividends

Beyond Petroleum Plc (BP)
Sure Dividend

Cisco Systems Inc (CSCO)
Mr. Free @ 33

Delta Airlines Inc (DEL)
Dividend Diplomats

Hormel Foods Corp (HRL)
Dividend Value Builder

L Brands Inc (LB)
Mr. Free @ 33

LyondellBasell Industries (LYB)
Simply Safe Dividend

McDonalds Corp (MCD)
Simply Safe Dividend

Shaw Communications (SJR)
Sure Dividend

SJW Group (SJW)
Sure Dividend

Tanger Factory Outlet Centers, Inc (SKT)
Simply Safe Dividend

Verizon Communications Inc (VZ)
Dividend Value Builder 

Walt Disney Company, The (DIS)
Mr. Free @ 33 

Links provided directly in this post!

Please feel free to leave me a message if you prepared a stock analysis that I did not include in my post.  I would be more than happy to add your stock analysis to both this post and our collection of stock analyses.  Please make sure to confirm that it is a dividend paying stock and that it is a individual stock analysis.
  
My goal is to make this collection become the centralized source where one begins their research on a particular dividend stock company or at the very least, a source to confirm if a company stock is worth buying. Whether your a beginner or a veteran, I want this list to become an invaluable reference tool for you all. Best part, unlike other subscription based sites, I plan to keep this completely free for everyone to enjoy and benefit from.

Feel free to share with all of your friends and family! 


Click on Link Below

2017 - Collection of Stock Analyses

(Archived 2016201520142013)



Also don't forget to check out our:

2017 - Collection of Recent Buys

Friday, June 23, 2017

Mortgage Balance (UPDATE) - JUNE 2017

If you have viewed our family's Net Worth Page, you probably already know that it does not include the equity in our home.  Although, we do realize that it is technically part of our overall net worth, we decided that since our home equity is not an asset that we can count on for income (unless we sell and buy something cheaper) we would exclude it from our net worth calculation.

For the purpose of this blog, we are more interested in documenting our loan balance rather than our home equity.  With that said, we will use the current Zillow value as our estimated home value and use it to figure out the percentage we owe on our home. For those interested, we will include the amount of our home equity, but know that we are less concerned with the equity since we have no plans to cash out or otherwise sell our home. Our main goal is to pay off our home on or before my retirement date. 


HOME VALUE:
According to Zillow, our home is currently worth $835,446 (up $6,078 in the last 30-days). Is the housing market seeing a cool down, or is there still a second push as those looking to buy a home before the next school year start going into escrow? Regardless, since we have no intention of selling our home, the fluctuations in the market means little to us.  We mainly post these updates to see the remaining mortgage balance and keep us motivated to push forward to be debt free (including our mortgage) one day!


Mortgage Balance (As of June 1st):
$281,587 (down $1,921 from our post last month)

Percentage Owed:
33.7% (down .55% from our post last month)

Home Equity:
$553,859 (up $9,788 from our post last month)
   
Mortgage Background:
For those that have not read the Preface on our home equity, we currently hold a 15-year fixed rate mortgage at the incredibly low rate of 2.875%.  My goal is to retire within 10 years and 0 months (120 months) so we are setting out to pay off our mortgage on or before my retirement date. Right now we are a few months behind the target retirement date. Currently, we have approximately 10  years and 10 months (130 months) left on our mortgage.  Nevertheless, I would like to have it paid off in another 10 years (or less). If we accomplish that, I plan to use the last few years to aggressively build our passive income to help supplement our retirement and defer tapping into the 457K as long as we can so it can continue to grow. 

Right now we are not putting any extra money towards the principal given our low 2.875% interest rate. We feel that we could make our money grow faster by investing it and while keeping the money more liquid. At a certain point, maybe in 6-9 years, we may consider using money from our investment accounts to wipe out the remaining mortgage balance.  Until then, we will continue to grow that money outside, rather than have it locked into our home.
  
Click on the link below to view our mortgage balance history: